Banking and investing without custody
UK current account, saver, Cash ISA and investment accounts where you keep the keys. We never hold your money or investments.
You keep the keys. We never hold your money or investments.
Banking
Current account with sort code, IBAN and Faster Payments in your name at a regulated UK bank. Instant saver earning interest. Cash ISA for tax-free savings. Open Banking to read your existing accounts. Visa debit card.
Payment rails simulated. Identity verification required for live money movement.
Griffin Bank account in your name. Sort code, IBAN, Faster Payments.
Instant access. Interest credited monthly.
Tax-free savings. UK ISA allowance applies.
Investing
General Investment Account and Stocks & Shares ISA. UCITS funds, ETFs and equities held in custody accounts in your name at authorised partners. miBank intends to act as Appointed Representative of WealthKernel for investment dealing and ISA administration.
WealthKernel Appointed Representative appointment pending. Paper execution only.
Autonomous desk
Discretionary mandate that researches, monitors and executes on 5-minute intervals during London–New York equity hours. Hard mandate limits, kill switch and full override. Not investment advice.